Frequently Asked Questions


Who can benefit from Seller Financing?

  • Anyone needing time to build credit

  • Anyone saving for the large down payment requirement on a conventional mortgage

  • Anyone who needs a few months (or more) to secure traditional financing, but doesn’t want to put their home ownership dream on hold while they wait on a bank

  • And many others!

So how exactly does your Seller Financing work?

We’ve worked very hard to make our process as easy as possible, because we want to put home ownership within the reach of as many people as possible. Here are the steps you can expect:

  • Tour the home

  • Submit your short (5-10 minute) application and pay your $500 application deposit. 100% of your application deposit is credited towards your first monthly payment, or will be refunded in full if your application is not accepted for ANY REASON

  • Complete a background and credit check

  • Receive your approval decision within approximately one week

  • Review and sign your lease and purchase option paperwork

  • Make your first payment, get your keys, and move in to your new home!

Is your credit check a soft check or a hard check?

It’s a soft credit check, meaning the impact on your credit score will be minimal.

How long does your Seller Financing program last?

Our Seller Financing program is two years long. At the end of the two years you will need to secure other long-term financing for your home. But don’t worry, we will guide you through the process and help you every step of the way.

I’m in a hurry and need to find a home ASAP! How long does it take to receive approval?

Our entire process from the day you first tour the home to the day you receive your keys typically takes about two weeks, and often as little as one week.

Do you charge any closing costs?

Absolutely not!

What about early termination fees, or other hidden fees?

None. We believe in straightforward, transparent pricing. You will never be charged early termination fees or other hidden fees.